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Rates
effective 12/01/2008, 8:00 a.m. Realize rates are subject to
change, so when in doubt, please contact
the bank
APY means Annual Percentage
Yield. All APY calculations assume interest remains
on deposit. Account fees may reduce
earnings. Subject to early withdrawal penalties.
Accrued interest will be paid upon early withdrawal.
| Term |
Balance |
Interest
Rate |
APY |
| 32-91 Days |
$500 - $9,999 |
1.60% |
1.61% |
| Over $10,000 |
2.00% |
2.02% |
| Six Months |
$500 - $9,999 |
1.75% |
1.76% |
| Over $10,000 |
2.25% |
2.26% |
| One Year |
$500 - $9,999 |
2.00% |
2.01% |
| Over $10,000 |
2.50% |
2.52% |
| 18 Months |
$500 - $9,999 |
2.25% |
2.26% |
| Over $10,000 |
2.65% |
2.67% |
| 24 Months |
$500 - $9,999 |
2.40% |
2.41% |
| Over $10,000 |
2.75% |
2.77% |
| 30 Months |
$500 - $9,999 |
2.50% |
2.52% |
| Over $10,000 |
2.95% |
2.97% |
| 36 Months |
$500 - $9,999 |
2.65% |
2.67% |
| Over $10,000 |
3.00% |
3.02% |
| 48 Months |
$500 - $9,999 |
2.80% |
2.82% |
| Over $10,000 |
3.35% |
3.38% |
| 60 Months |
$500 - $9,999 |
3.00% |
3.02% |
| Over $10,000 |
3.60% |
3.63% |
| Add-Vantage CD (40 Months) |
$1,000 Minimum |
3.25% |
3.28% |
| Add-Vantage FLEX CD(6-18 Month) |
$500.00 Minimum |
2.25% |
2.26% |
1 month to 12 month
terms pay interest at maturity.
12 month to 60 month
terms compound interest semi-annually.
Early withdrawal penalty equal to 180 days interest.
Minimum deposit requirement for all CDs is $500.00
or as specified. |
| Safe Rate Certificate (36
Months) |
$2,500.00 |
3.25% |
3.25% |
| Interest paid
annually. Early withdrawal penalty equal to 1
year's interest. Annual interest rate
change on anniversary. |
| Select CD (9-18 Months) |
$2,500.00 |
2.90% |
2.91% |
| Interest at maturity
or annually. Early withdrawal penalty equal to
180 days interest. |
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